Travel Insurance

Plans change, things happen, people get sick. If you’re dropping a large chunk of change on your trip and/or are traveling overseas, consider investing in travel insurance. You generally don’t know in advance that you’ll break your leg when you stagedive and the whole crowd scatters, that your checked luggage will be shipped to Guam while you touch down in Amsterdam, or that the dormant cyst in your stomach decides it wants to break free while you’re downing cava in Spain. Or maybe your destination is prone to natural disasters like hurricanes and tsunamis. Depending on the coverage you get, you can recoup the money you spent on airfare or the amount needed to change your flight; you can get reimbursed when you need to buy some essentials that were packed in your delayed luggage.

Another reason travel insurance might be a good idea is emergency medical/dental coverage, even if you have health insurance, which might not cover everything when you’re oversees. Most plans cover accidents that happen to you while you’re abroad, and some even include emergency medical evacuation. Travel insurance costs a tiny percentage of what you’re spending on your trip, and it may well be worth your peace of mind. Insuremytrip.com is one reputable comparison site.